Women-owned small business (WOSB) vs Veteran-owned certification (SDVOSB/VOSB via SBA VetCert)
This page compares only the published requirements in our verified data. Each requirement appears beside its official source and the date we last checked that source. The comparison is accurate to what we publish, not necessarily exhaustive of every rule either program may apply.
Ownership
Women-owned small business (WOSB)
At least 51 percent directly and unconditionally owned by one or more women who are U.S. citizens
The qualifying women owners must be U.S. citizens AND reside in the United States
The business and its owners must have no active exclusion in SAM at the time of application or recertification
Veteran-owned certification (SDVOSB/VOSB via SBA VetCert)
At least 51 percent directly and unconditionally owned by one or more veterans (SDVOSB: service-disabled veterans)
The qualifying veteran owners must reside in the United States
Control and management
Women-owned small business (WOSB)
A woman must manage day-to-day operations and make long-term decisions, and hold the highest officer position
Veteran-owned certification (SDVOSB/VOSB via SBA VetCert)
A qualifying veteran must control day-to-day management and long-term decision-making, and hold the highest officer position
For a permanently and totally disabled veteran unable to manage the business, a resident spouse or permanent caregiver may satisfy the control requirement
Size and revenue
Women-owned small business (WOSB)
The business must be small under the size standard for a NAICS code listed in its SAM profile
Veteran-owned certification (SDVOSB/VOSB via SBA VetCert)
The business must be small under the size standard for a NAICS code listed in its SAM profile, at certification and recertification
Other eligibility requirements
Women-owned small business (WOSB)
Neither the business nor its principals may have unpaid significant financial obligations owed to the federal government
Certification is required for WOSB set-aside and sole-source awards; self-certification is not enough
Veteran-owned certification (SDVOSB/VOSB via SBA VetCert)
No published requirement in this dimension appears in our verified data for Veteran-owned certification (SDVOSB/VOSB via SBA VetCert).
Document requirements
Women-owned small business (WOSB)
You submit corporate records and business and personal financial records, including signed federal tax returns
Veteran-owned certification (SDVOSB/VOSB via SBA VetCert)
You must submit evidence that the business is a small business owned and controlled by one or more qualifying veterans
Attestation requirements
Women-owned small business (WOSB)
After you apply, you must notify SBA of any change that could affect eligibility
Veteran-owned certification (SDVOSB/VOSB via SBA VetCert)
No published requirement in this dimension appears in our verified data for Veteran-owned certification (SDVOSB/VOSB via SBA VetCert).
Documents referenced by both programs
The published requirements above ask for the same documents in both programs:
- Articles of organization / incorporation
- Business federal tax returns, last 3 years
- Corporate bylaws, all amendments
- Operating agreement (LLC), all amendments
- Resume of each qualifying owner
- Stock ledger and share certificates
This means the same saved document can be mapped to requirements in both programs. Review each cited requirement because the certifying bodies may use it for different checks.
Only the certifying bodies decide
This comparison organizes published requirements and does not determine eligibility. Only SBA and SBA decide certification outcomes.
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